Harmony in St. Cloud, FL: new homes, HOA and CDD
Short answer
Harmony is a new-home community in St. Cloud (ZIP 34773, Osceola County) where D.R. Horton builds. One- and two-story homes and townhomes with 3 to 5 bedrooms (about 1,223 to 2,601 sq ft in Harmony West).
What's in Harmony
Unincorporated master-planned community in Osceola County near St. Cloud, off US-192 and Narcoossee Road, lived in since 2003. Harmony West has a 5,000 sq ft pool, splash pad, clubhouse, fitness center, amphitheater, canal overlook, trails and dog parks.
Builder or community official site
HOA and CDD
The builder's page doesn't list HOA dues. Ask whether there's a homeowners association and get the disclosure summary before you sign.
It has a community development district: Harmony Community Development District (created by Osceola County in 2000 (Ordinance 00-05)). Its charges are normally billed on the yearly property tax bill.
Prices in ZIP 34773
In the 12 months through August 2026, 285 single-family homes sold in ZIP 34773, new and resale, at a median price of $400,000.
How I help if you buy a new home
You can bring your own agent to the builder's sales office. Many builders require the agent to come with you or be registered on your first visit; if you go alone the first time, you may lose that option.
Many builders offer compensation to the buyer's agent, but each has its own policy and the law doesn't require it: ask the builder in writing before you sign.
I help you compare communities and builders and review the contract (which usually favors the builder), HOA and CDD charges, an independent inspection and the closing, in Spanish or English.
Home prices in 34773 · Spanish-speaking agent in St. Cloud · Guide: HOA and CDD fees explained · Buying a home
Common questions
- Who builds in Harmony?
- According to their official pages: D.R. Horton.
- Does Harmony have an HOA or CDD?
- The builder's page doesn't list HOA dues. Ask whether there's a homeowners association and get the disclosure summary before you sign. It has a community development district: Harmony Community Development District (created by Osceola County in 2000 (Ordinance 00-05)). Its charges are normally billed on the yearly property tax bill.
- Can I use my own agent to buy in Harmony?
- Usually, yes. Bring or register your agent on your first visit and ask the builder in writing about its policy for the buyer's agent.