Harmony at Lake Eloise in Winter Haven, FL: new homes, HOA and CDD
Short answer
Harmony at Lake Eloise is a new-home community in Winter Haven (ZIP 33884, Polk County) where D.R. Horton builds. One- and two-story homes with 3 to 5 bedrooms (about 1,302 to 2,787 sq ft), concrete block construction.
What's in Harmony at Lake Eloise
Community on Lake Eloise, on Winter Haven's Chain of Lakes, with a pool, playgrounds, a park, a fitness area, trails and a two-story amenity center under way. The builder lists private boat slips with lake access as planned.
Builder or community official site
HOA and CDD
The builder's page doesn't list HOA dues. Ask whether there's a homeowners association and get the disclosure summary before you sign.
We haven't confirmed whether it has a CDD. The builder's contract must disclose it, and the tax bill of a home already sold in the community shows it.
Prices in ZIP 33884
In the 12 months through September 2026, 762 single-family homes sold in ZIP 33884, new and resale, at a median price of $299,500.
How I help if you buy a new home
You can bring your own agent to the builder's sales office. Many builders require the agent to come with you or be registered on your first visit; if you go alone the first time, you may lose that option.
Many builders offer compensation to the buyer's agent, but each has its own policy and the law doesn't require it: ask the builder in writing before you sign.
I help you compare communities and builders and review the contract (which usually favors the builder), HOA and CDD charges, an independent inspection and the closing, in Spanish or English.
Home prices in 33884 · Spanish-speaking agent in Winter Haven · Guide: HOA and CDD fees explained · Buying a home
Common questions
- Who builds in Harmony at Lake Eloise?
- According to their official pages: D.R. Horton.
- Does Harmony at Lake Eloise have an HOA or CDD?
- The builder's page doesn't list HOA dues. Ask whether there's a homeowners association and get the disclosure summary before you sign. We haven't confirmed whether it has a CDD. The builder's contract must disclose it, and the tax bill of a home already sold in the community shows it.
- Can I use my own agent to buy in Harmony at Lake Eloise?
- Usually, yes. Bring or register your agent on your first visit and ask the builder in writing about its policy for the buyer's agent.